Accounts
Checking
Free Checking*
At Cabot Community Credit Union, we offer totally free checking. There is no minimum balance or direct deposit requirements. In fact, it's free all down the line, including free online banking, and unlimited check writing.
Direct Deposit
Direct deposit is available to any Cabot Community Credit Union deposit account. Simply work with your payroll department and provide your account number(s), routing/transit number and amount you wish to deposit into your account(s) each pay period. It's quick and simple, and you never have to worry about getting your check to the bank!
Cabot Community Credit Union’s Routing Number: 311387069
*$2.00 Monthly service fee waived after signing up for e-statements
Regular Savings
Your regular savings account keeps your Cabot Community Credit Union membership active and all it takes to maintain it is $5. Dividends are calculated on daily balances and are compounded and paid monthly.
Certificates of Deposit
12 months $5,000.00 minimum
24 months $10,000.00 minimum
36 months $2,500.00 minimum
48 months $2,500.00 minimum
60 months $2,500.00 minimum
90 Day $5,000.00 minimum
180 Day $5,000.00 minimum
Call for current rates.
Account Rates
Effective May 15, 2023
| Account Type | APY** |
|---|---|
| Share Accounts | 1.25% |
| Share Draft Accounts | 0.50% |
| 60+ Checking | 1.25% |
| 90 Day CD - $5,000 Minimum | 3.05% |
| 180 Day CD - $5,000 Minimum (int paid at maturity on above 2) |
4.05% |
| 12 Month CD (Min. $5,000) | 4.45% |
| 24 Month CD (Min. $10,000) | 3.80% |
| 60+ Month CD (Min. $10,000) | 3.95% |
| 36 Month CD (Min. $2,500) | 3.55% |
| 48 Month CD (Min. $2,500) | 2.65% |
| 60 Month CD (Min. $2,500) | 3.00% |
All new CDs will be quarterly transfer of interest to savings account.